Newsletters

A target date fund (TDF) can simplify retirement investing by providing a diversified portfolio in a single fund. It automatically adjusts its investment mix over time, generally becoming more conservative as you near retirement. Understanding how TDFs work can help...

A retirement plan’s website or mobile app may be more than a convenient way to check an account balance. According to the J.D. Power 2026 U.S. Retirement Plan Digital Experience Study, satisfaction with the digital experience is associated with how employees view...

In August, the IRS and the Department of the Treasury issued guidance (Notice 2026-49) aimed at simplifying and standardizing the rollover process. The notice provides sample forms for individuals and plan sponsors to use, along with proposed rollover procedures and...

Defined contribution (DC) plan participants are gravitating toward simpler investment strategies, according to a recent Vanguard analysis of plan lineups and participant behavior. In 2025, 66% of participants held just one investment fund, and 61% invested solely in a...

Shopping hauls and unboxing videos are familiar fares on TikTok and Instagram, but finding ways to make more of every hard-earned dollar is finally having a moment, too. “Moneymaxxing” creators, an emerging category of financial influencers, focus on helping you get...

On August 5, 2026, the IRS announced that it expected to begin issuing new opinion letters for certain defined contribution (DC) qualified pre-approved plans. In Announcement 2026-15 (published in Internal Revenue Bulletin 2026-35), the federal agency said it planned...

Recent data shows a notable overlap between caregiving and financial fragility. The 2026 Retirement Confidence Survey, conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research, found that unpaid caregivers were more likely than non-caregivers...

A little practical guidance can go a long way, whether you’re trying to make a budget, pay down debt, save more, or simply feel less stressed about money. And while that kind of help may seem hard to come by, useful financial tools and assistance may be closer than...

Younger employees are placing greater responsibility on employers to help them prepare for retirement, according to J.P. Morgan Asset Management’s 2026 Defined Contribution Plan Participant Survey. Among Gen Z participants, 86% said employers have at least some...

Qualified retirement plans must adopt written amendments for SECURE 2.0 changes by December 31, 2026. The deadline applies broadly, and even plans that elected no optional provisions must amend for mandatory changes like the increase in the required minimum...