Newsletters
![Participant Corner: How Much Do You Know About Your Retirement Plan Quiz?](https://advizrs.com/wp-content/uploads/2024/07/Plan-Insight-July-2024_Page_5-e1720739282368-1080x407.png)
Participant Corner: How Much Do You Know About Your Retirement Plan Quiz?
Many people often find that they know far less about their retirement plan than they thought. Test yourself with the quiz below and see how much you know about your financial future. What type of retirement account do you have with your employer? a. 401k b. 403b c....
![Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor](https://advizrs.com/wp-content/uploads/2024/07/cyper.jpg)
Cybersecurity and How to Deal with Data Breaches as a Plan Sponsor
Retirement funds are a target for cybersecurity attacks and identity fraud more than ever before. For most people, their retirement account is one of their biggest assets and they rarely check it. This makes these accounts a prime target for cybercriminals. Data...
![The Magic Number Gap: Bridging the Divide Between Expectations and Reality](https://advizrs.com/wp-content/uploads/2024/07/number-gap-1080x675.jpg)
The Magic Number Gap: Bridging the Divide Between Expectations and Reality
A troubling trend has emerged in the retirement planning space: The “magic number” — or amount of money Americans believe they need to retire comfortably — has surged to an all-time high, even as actual retirement savings have declined. This growing disparity or...
![When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn’t Necessarily a Way](https://advizrs.com/wp-content/uploads/2024/07/401k-1080x675.jpg)
When It Comes to 401(k) Beneficiaries, Where There’s a Will There Isn’t Necessarily a Way
Beneficiary designations are a critical yet often neglected aspect of retirement plans. Many participants mistakenly believe that their retirement plan assets will be distributed according to their will or trust. However, retirement accounts are governed by their own...
![Participant Corner: Estimating Your Financial Needs for Retirement](https://advizrs.com/wp-content/uploads/2024/06/estimating-1080x550.png)
Participant Corner: Estimating Your Financial Needs for Retirement
Financial planners who conduct pension consulting have been pointing out that you can find yourself in trouble when you reach retirement if you’re saving without a goal. Many people have been saving for retirement without taking the time to figure out how much they’ll...
![Women Call for Pension Reinstatement and Care Solutions](https://advizrs.com/wp-content/uploads/2024/06/women-1080x675.jpg)
Women Call for Pension Reinstatement and Care Solutions
Many women have voiced their support for the reinstatement of pension programs and government assistance in lowering the cost of long-term care in retirement, given that they face a greater financial challenge. 80% of women have agreed that the U.S. is facing a...
![Boomer or Bust: Charting a Path Toward Retirement Security](https://advizrs.com/wp-content/uploads/2024/06/boomer-1080x675.jpg)
Boomer or Bust: Charting a Path Toward Retirement Security
A recent study commissioned by the ALI Retirement Income Institute has revealed a stark reality: A substantial portion of America’s Baby Boomer population is ill-prepared for retirement. The study, co-authored by former U.S. Under Secretary of Commerce for Economic...
![How Employers Can Help Close the Racial Retirement Wealth Gap](https://advizrs.com/wp-content/uploads/2024/06/how-employee.jpg)
How Employers Can Help Close the Racial Retirement Wealth Gap
Recent research conducted by Economist Impact highlights a significant discrepancy between white and Black workers’ retirement confidence. While half of white respondents feel confident about retiring by the federal retirement age, only 39% of Black survey takers...
![Participant Corner: Navigating Savings: Your HSA Guide](https://advizrs.com/wp-content/uploads/2024/05/nav.jpg)
Participant Corner: Navigating Savings: Your HSA Guide
Health savings accounts (HSAs) have surged in popularity over the years. You may have encountered them, possibly as part of the benefits offered by your workplace. This memo attempts to answer frequently asked questions about HSAs. What is an HSA? An HSA is a type of...
![Millennials Redefining Retirement](https://advizrs.com/wp-content/uploads/2024/05/millennials-1080x675.jpg)
Millennials Redefining Retirement
According to a recent survey by retirement finance company IRALogix Inc., Millennials are changing the way people think about retirement. According to over 50% of Millennials surveyed, obtaining "financial independence" is a more significant indicator of retirement...
Plan Insight Newsletters
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November -2023
October – 2023
September – 2023
August – 2023
The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Deland, FL 3272
300 First Avenue South, Fifth Floor
St. Petersburg, FL 33701
685 Encino Drive
New Braunfels, Texas 78130
813-760-1769
PlanInsight@advizrs.com
![followus-blk](https://advizrs.com/wp-content/uploads/2017/12/followus-blk.png)